Umbrella Insurance

Many people don’t realize that umbrella insurance home and auto insurance policies with one insurance company, they can save money. In fact, if you’re 50 or older, you can qualify for great insurance discounts through the ECIC Home and Auto Insurance Program from EC INSURANCE COMPANY Whether you’re a new customer to ECIC or already have car insurance with us, you could save up to $627 when you bundle home and auto insurance.

Is It Worth It to Bundle Home and Auto Insurance?

The simplest way to save time and money while shopping for insurance coverages is to car
insurance bundle home and auto insurance. We make it easy to save on your ca by bundling it with your homeowners insurance. When you do, we’ll give you up to 5% off on your auto insurance and up to 20% off on your condo, renters or home insurance.

Types Umbrella Insurance

No matter what type of home you live in, you can save money on umbrella insurance package.

  • Home and Auto: your home and auto insurance policy can help you save money.
  • Renters and Auto: If you live in an apartment or rent a house, you can save money when you bundle renter insurance and auto insurance.
  • Condo and Auto: your condo insurance and your auto insurance to get a discount on both policies.

Umbrella Insurance which is Home and Auto Insurance for Flexible Coverage

Our Company offer many different types of homeowners insurance and car insurance coverages. Our agent can help you find the best type of insurance products and services for your individual needs.

Other Homeowners Insurance Coverages

We offer home insurance coverages for your house and personal property, including:

  • Dwelling coverage for help protecting your home and any structures attached to it. Dwelling Coverages also helps cover your home’s internal systems, like its plumbing and wiring.
  • Other structures coverage, which helps protect structures that are not attached to your home. So, if a tree branch falls on your detached garage, other structures coverage, can help pay for the repairs.
  • Personal property coverage, which can help protect your personal possessions in your home. Let’s say your furniture gets damaged from a covered loss and needs repairs, personal property coverage can help.
  • Loss of use coverage for help paying temporary housing expenses if you can’t live in your home for a period of time due to damage.
  • Personal liability coverage to help protect you if a guest gets injured at your home and you’re found legally responsible. If you damage someone else’s property, personal liability coverage, can also help pay your legal defense.
  • Medical payments coverage, which helps pay expenses if someone is injured on your property. So, if a guest breaks their leg at your home, this coverage can help pay their medical bills.

Additional limits coverage to help with the cost to build your home if it’s deemed a total loss. Full replacement cost coverage pays the cost to rebuild it, up to 125% of your coverage limits, but depending on where you live, a coverage limit of up to 150% may be available. Protector PLUS Zero Deductible Benefit coverage waives your homeowners insurance deductible (up to $5,000) if your home is severely damaged by a qualifying loss of $27,500 or more.

Our Car Insurance Coverages

We got you covered by our car insurance, You can choose car insurance coverages that
come with:

  • New car replacement coverage to help replace your new car if it gets totaled after you buy it with no deduction for depreciation.
  • Lifetime car repair assurance to help you find a trusted repair service after a covered claim. We have 1,600+ authorized repair shops you can choose from.
  • Recover Care coverage for reimbursement if you can’t perform essential home services, like house cleaning, after a car accident.

We provide even more car insurance benefits that can help you save, like

Accidental Forgiveness: Accident forgiveness is an auto insurance benefit that may prevent insurance rates from increasing as a result of a driver’s first at-fault accident. It can be added to a policy or awarded to those with a good driving record, which forgives your first wreck by not increasing your premium as long as all drivers on your car insurance policy have a clean driving record for five straight years.

Disappearing deductible for auto insurance, an optional benefit, which could reduce the collision deductible on your car insurance policy over time as long as your driving record remains clean.

Who Is Eligible for ECIC Auto and Home Insurance?

ECIC Auto and Home Insurance Program, members can avail their home and auto insurance policies and get discounts. To join, you just have to pay a membership fee to ECIC of $16 per year.

How Can ECIC Members Get a Quote for a Umbrella Insurance?

Our company offers more than just the right coverage, we also offer savings. Our customer service specialists are here to help answer your questions and get you the discounts you deserve. They can also provide car insurance quotes quickly and easily.

It’s a good idea to compare home and auto umbrella insurance quotes from different car insurance companies so you can find the best deal. To start, get a car insurance quote from us today and then see how much you could save by adding home insurance


Umbrella insurance insures you above and beyond the limits of those policies and covers some situations not covered by the other types of policies. Save on insurance costs and experience the benefits Umbrella Insurance when you combine home and auto insurance policies through ECIC Auto and Home Insurance Program from EC INSURANCE COMPANY. It’s one of the easiest ways to save money on your home and car insurance rates. In fact, you may be able to save over $600 on

In additional Ways To Save On Insurance

When you bundle your car and home policies with EC INSURANCE COMPANY you could save up
to 10% on your car insurance. There may be additional savings when you purchase other policies
like boat, umbrella insurance and a personal articles floater.

  • Have anti-lock brakes or more than one air bag.
  • Drive a hybrid or electric vehicle
  • Complete an approved defensive driving course
  • Are retired or work less than 24 hours a week
  • Have both a home burglar system and sprinkler system
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